Match the definitions with the key terms from the chapters. Each answer will be used only once. Home equity line of credit (HELOC) Finance charge Upside down Certificate of Deposit (CD) Collateral Unsecured loan [Choose] A situation where the owner of a financed asset owes more than it is worth, thus creating negative equity. An interest-bearing savings instrument purchased for a fixed period of time, such as 6 months, 1, 2, or even 5 years. A loan which is not backed by collateral of the borrower Something pledged as security for repayment of a loan, to be forfeited in the event of a default. The cost of credit or the cost of borrowing. A loan in which the lender agrees to lend a maximum amount within a term where the collateral is the borrower's equity in thei The interest rate that banks charge banks and their most credit-worthy customers. It is often a benchmark for variable rate