Match the risk categories below with the risk management tool used to monitor and/or mitigate the risk.  Choose from the following tools:  Strategic Risk, Liquidity Risk, Interest Rate Risk, Credit risk, Legal/Compliance Risk, Cash Risk, Operational Risk, Obsolescence Risk, Reputation Risk 

 

1. Underwriting standards
 

2. Delinquency Ratio
 

3. Target loan and deposit mix guidelines
 

4. Invest in marketable securities
 

5. Automated processes
 

6. Compliance procedures
 

7. Ethics training
 

8. Succession planning
 

9. Stress test results for potential interest rate changes
 

10. Net Interest Income tolerance guidelines
 

11. Cash flow forecasting
 

12. Fraud Losses
 

13. Internal audit findings
 

14. Customer satisfaction ratings
 

15. Budget to actual financial performance