Math introduction

The bank offers you the following three options to pay back the loan from the previous question:

I: To pay the interest of $6\mathrm{.}00\%$ annually

II: To pay an interest of $0\mathrm{.}49\%$ monthly

III: To pay an interest of $1\mathrm{.}46\%$ quarterly

Which of these three options would be most beneficial for you?

Option I

Option III

Option II

Option II and Option III would be equally beneficial

All three options would be equally beneficial