Matt made a loan of $$38,000$ for his MBA education. For the loan, Matt has to make a $$650$ monthly payment starting in a month for $72$ months. What interest rate is stated on the loan contract?

Group of answer choices

$13\mathrm{.}88\%$

$11\mathrm{.}30\%$

$15\mathrm{.}74\%$

$7\mathrm{.}12\%$

$9\mathrm{.}28\%$