Matthew wants to take out a loan to buy a car. He calculates that he can make repayments of $$4000$ per year. If he can get a five$-$year loan with an interest rate of $7\mathrm{.}5\%.$

Calculating the present value of annuity using the Excel functions $=$ PV $($RATE$,$NPER,PMT$,$FV$,0)$

What is the FV value in the above formula?