Maureen borrowed $6365.00 compounded annually to help finance her education. She contracted to repay the loan in annual payments of $265.00 each. If the payments are due at the end of each year and interest is 4% compounded annually, how long will Maureen have to make annual payments? State your answer in years and months (from 0 to 11 months). Maureen will have to make payments for year(s) and month(s)