Mavis is a compliance officer with the insurance company she represents. She has put into practice several policies and an ongoing training program that all of her company's agents must attend and implement. There are also provisions that have been implemented for the sake of specific audit procedures. This was most likely caused by which of the following?

A$)$ The McCarran$-$Ferguson Act

B$)$ The PATRIOT Act

C$)$ The $1995$ Agent Disclosure Laws

D$)$ The Fair Trade Practices Act

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