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Max and Sarah Smith are a married couple. They are both 30 years old and they have a 3 year old girl. Max is a

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Max and Sarah Smith are a married couple. They are both 30 years old and they have a 3 year old girl. Max is a loan officer and earns $55,000 a year. Sarah works as a retail store manager and eans $50,000 a year. Max's life expectancy is 80 years and Sarah's is 82. They plan on retiring when they are 65. There are three health insurance policies that they could choose from (see attached). Help Max and Sarah to determine which of the three plans to choose. They want to know which plan would be best if they estimate their mdical costs at approximately $2,500 per year and which plan to use if they estimate their medical costs closer to $25,000 per year. Help the Smiths determine how much of their risk they should transfer and how much they should retain (for example a higher deductible means they are retaining more risk)I High Medial Expenses (-$25,000/year) Blue Choice EistCare Estimated Medical Cost: Out of Pocket ronze Gold Bronze Gold Gold Annual Premium Total Cost Which plan should they choose? And Why? Max and Sarah Smith are a married couple. They are both 30 years old and they have a 3 year old girl. Max is a loan officer and earns $55,000 a year. Sarah works as a retail store manager and eans $50,000 a year. Max's life expectancy is 80 years and Sarah's is 82. They plan on retiring when they are 65. There are three health insurance policies that they could choose from (see attached). Help Max and Sarah to determine which of the three plans to choose. They want to know which plan would be best if they estimate their mdical costs at approximately $2,500 per year and which plan to use if they estimate their medical costs closer to $25,000 per year. Help the Smiths determine how much of their risk they should transfer and how much they should retain (for example a higher deductible means they are retaining more risk)I High Medial Expenses (-$25,000/year) Blue Choice EistCare Estimated Medical Cost: Out of Pocket ronze Gold Bronze Gold Gold Annual Premium Total Cost Which plan should they choose? And Why

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