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May I please get a DETAILED step by step process for this answer. I do not know why it is 30,000 Fred drives Jenny's car

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May I please get a DETAILED step by step process for this answer. I do not know why it is 30,000

Fred drives Jenny's car to the Bank. Fred's auto limits are 100/300/50. Jenny's limits are 50/100/25. Fred runs a light and hits another vehicle causing $80,000 BI to the other driver. What will Fred's policy pay for the BI to the other driver? 100,00080,00030,000

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