Meaning that of the 2640 people who you insure, 1750 of them will never go to the doctor, 500 will go 2 times, 290 will go 6 times, and 100 people will go 15 times. 1. Using these figures, figure out the 'fair premium' if there is: ANSWER i. No co-payment or deductible and a fee of $150 per visit (0 points... see answer sheet) $241 ii. No co-payment or deductible and a fee is $200 per visit (2 points) iii. A 20% co-payment and a fee of $200 per visit (2 points) iv. An annual deductible of $500 and a fee of $200 per visit (2 points) v. Annual deductible of $500 and then, once the deductible has been reached, a 20% co-payment with a fee of $200 per visit (2 points)