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Means any card, plate, code, account number, or other means of account access that can be used alone or in conjunction with another access device

Means any card, plate, code, account number, or other means of account access that can be used alone or in conjunction with another access device to obtain money, goods, services, or anything else of value, or that can be used to initiate a transfer of funds, other than a transfer originated solely by paper instrument

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