Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets		Liabilities and Equity
Cash and due from banks	$ 9,600	Demand deposits	$ 25,000
Investment securities	29,000	NOW accounts	95,000
Repurchase agreements	48,000	Retail CDs	34,000
Loans	96,000	Debentures	25,000
Fixed assets	21,000	Total liabilities	$ 179,000
Other assets	4,600	Common stock	12,000
		Paid-in capital	4,000
		Retained earnings	13,200
Total assets	$ 208,200	Total liabilities and equity	$ 208,200

Income Statement (in millions)
Interest on fees and loans	$ 9,600
Interest on investment securities	4,600
Interest on repurchase agreements	6,600
Interest on deposits in banks	1,600
Total interest income	$ 22,400
Interest on deposits	$ 9,600
Interest on debentures	2,600
Total interest expense	$ 12,200
Net interest income	$ 10,200
Provision for loan losses	2,600
Noninterest income	2,600
Noninterest expenses	1,600
Income before taxes	$ 8,600
Taxes	3,500
Net income	$ 5,100

For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.g., 32.16)): a. ROE

b. ROA

c. Asset Utilization

d. equity multiplier

e. profit margin

f. interest expense ratio

g. provision for loan loss ratio

h. Non-Interest Expense ratio

i. Tax ratio