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Megalopolis Bank has the following balance sheet and income statement. Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets Other assets

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Megalopolis Bank has the following balance sheet and income statement. Assets Cash and due from banks Investment securities Repurchase agreements Loans Fixed assets Other assets Balance Sheet (in millions) Liabilities and Equity $ 19,700 Demand deposits 40, eee NOW accounts 59, eee Retail CDs 107,000 Debentures 32,000 Total liabilities 5,700 Common stock Paid-in capital Retained earnings $ 254,400 Total liabilities and equity $ 36,000 106, eee 45, eee 36, eee $223,000 12,000 4, eee 15,400 $254,400 Ok nt ances Total assets Income Statement Interest on fees and loans Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $10,700 5,700 7,700 2,700 $26, 800 $10,700 3,700 $14,400 $12,400 3,400 3,700 2,700 $10,000 4,000 $ 6,eee N Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $14,400 $12,400 3,400 3,700 2,700 $10,000 4,000 $ 6,000 ok For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g t ces a. % b. % C. % d. Return on equity Return on assets Asset utilization Equity multiplier Profit margin Interest expense ratio Provision for loan loss ratio Noninterest expense ratio Tax ratio % e. f. % % g. h. % i. %

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