Megalopolis Bank has the following balance sheet and income statement. Cash and due from banks. Assets Investment securities Balance Sheet (in millions) $ 10,500 38,000 Repurchase agreements Loans Fixed assets Other assets Total assets Liabilities and Equity Demand deposits NOW accounts 57,000 105,000 Retail CDs Debentures Total liabilities 30,000 5,500 Common stock Paid-in capital $ 34,000 104,000 43,000 34,000 $ 215,000 12,000 4,000 Retained earnings $ 246,000 Total liabilities and equity 15,000 $ 246,000 Income Statement (in millions) Interest on fees and loans Interest on investment securities Interest on repurchase agreements. Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $ 10,500 5,500 7,500 2,500 $ 26,000 $ 10,500 3,500 $ 14,000 $ 12,000 3,200 3,500 2,500 $ 9,800 3,900 $ 5,900 For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.g., 32.16)): For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.g., 32.16)): a. Return on equity b. Return on assets 19.03% 2.40 % C. Asset utilization 11.99 % d. Equity multiplier 7.94 X e. Profit margin f. Interest expense ratio h. Provision for loan loss ratio Noninterest expense ratio Tax ratio % % % % %