Megalopolis Bank has the following balance sheet and income statement. Balance Sheet (in millions) Assets Liabilities and Equity Cash and due from banks $ 10,500 Demand deposits Investment securities 38,000 NOW accounts Repurchase agreements 57,000 Retail CDs Loans 105,000 Debentures Fixed assets 30,000 Total liabilities Other assets 5,500 Common stock Paid-in capital Retained earnings Total assets $ 246,000 Total liabilities and equity $ 34,000 104,000 43,000 34,000 $ 215,000 12,000 4,000 15,000 $ 246,000 Income Statement (in millions) Interest on fees and loans Interest on investment Securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Noninterest income Noninterest expenses Income before taxes Taxes Net income $ 10,500 5,500 7,500 2,500 $ 26,000 $ 10,500 3,500 $ 14,000 $ 12,000 3,200 3,500 2,500 $ 9,800 3,988 $ 5,900 For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places, (e.g., 32.16)): a Rotum on equity Return on assets b. % % Asset utilization % LLETES Utes diu LUGH Interest on investment securities Interest on repurchase agreements Interest on deposits in banks Total interest income Interest on deposits Interest on debentures Total interest expense Net interest income Provision for loan losses Non interest income Noninterest expenses Income before taxes Taxes Net income > 10,00 5,500 7,500 2,500 $ 26,000 $ 10,500 3,500 $ 14,000 $ 12,000 3,200 3,500 2,500 $ 9,800 3,900 $ 5,900 For Megalopolis, calculate (Round your percentage answers and equity multiplier to 2 decimal places. (e.9., 32,16)); % % a Return on equity b Return on ossets Asso utilization d Equity multiplier Profit margin 1 Interest expense ratio 9 Provision for loan loss ratio h Noninterest expense ratio 1 Tax ratio % % % % % %