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Megalopolis Bank has the following balance sheet and income statement. Balance Sheet (in millions) Assets Liabilities and Equity Cash and due from banks $ 10,700

Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets Liabilities and Equity
Cash and due from banks $ 10,700 Demand deposits $ 36,000
Investment securities 40,000 NOW accounts 106,000
Repurchase agreements 59,000 Retail CDs 45,000
Loans 107,000 Debentures 36,000
Fixed assets 32,000 Total liabilities $ 223,000
Other assets 5,700 Common stock 12,000
Paid-in capital 4,000
Retained earnings 15,400
Total assets $ 254,400 Total liabilities and equity $ 254,400

Income Statement
Interest on fees and loans $ 10,700
Interest on investment securities 5,700
Interest on repurchase agreements 7,700
Interest on deposits in banks 2,700
Total interest income $ 26,800
Interest on deposits $ 10,700
Interest on debentures 3,700
Total interest expense $ 14,400
Net interest income $ 12,400
Provision for loan losses 3,400
Noninterest income 3,700
Noninterest expenses 2,700
Income before taxes $ 10,000
Taxes 4,000
Net income $ 6,000

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16)):

Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets Liabilities and Equity
Cash and due from banks $ 10,700 Demand deposits $ 36,000
Investment securities 40,000 NOW accounts 106,000
Repurchase agreements 59,000 Retail CDs 45,000
Loans 107,000 Debentures 36,000
Fixed assets 32,000 Total liabilities $ 223,000
Other assets 5,700 Common stock 12,000
Paid-in capital 4,000
Retained earnings 15,400
Total assets $ 254,400 Total liabilities and equity $ 254,400

Income Statement
Interest on fees and loans $ 10,700
Interest on investment securities 5,700
Interest on repurchase agreements 7,700
Interest on deposits in banks 2,700
Total interest income $ 26,800
Interest on deposits $ 10,700
Interest on debentures 3,700
Total interest expense $ 14,400
Net interest income $ 12,400
Provision for loan losses 3,400
Noninterest income 3,700
Noninterest expenses 2,700
Income before taxes $ 10,000
Taxes 4,000
Net income $ 6,000

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16)):

Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets Liabilities and Equity
Cash and due from banks $ 10,700 Demand deposits $ 36,000
Investment securities 40,000 NOW accounts 106,000
Repurchase agreements 59,000 Retail CDs 45,000
Loans 107,000 Debentures 36,000
Fixed assets 32,000 Total liabilities $ 223,000
Other assets 5,700 Common stock 12,000
Paid-in capital 4,000
Retained earnings 15,400
Total assets $ 254,400 Total liabilities and equity $ 254,400

Income Statement
Interest on fees and loans $ 10,700
Interest on investment securities 5,700
Interest on repurchase agreements 7,700
Interest on deposits in banks 2,700
Total interest income $ 26,800
Interest on deposits $ 10,700
Interest on debentures 3,700
Total interest expense $ 14,400
Net interest income $ 12,400
Provision for loan losses 3,400
Noninterest income 3,700
Noninterest expenses 2,700
Income before taxes $ 10,000
Taxes 4,000
Net income $ 6,000

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16)): image text in transcribed

a. % b. % C. % d. X e. Return on equity Return on assets Asset utilization Equity multiplier Profit margin Interest expense ratio Provision for loan loss ratio Noninterest expense ratio Tax ratio % f. % g. % h. % i. %

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