Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets					Liabilities and Equity
Cash and due from banks	$	9,600			Demand deposits	$	25,000
Investment securities		29,000			NOW accounts		95,000
Repurchase agreements		48,000			Retail CDs		34,000
Loans		96,000			Debentures		25,000
Fixed assets		21,000			Total liabilities	$	179,000
Other assets		4,600			Common stock		12,000
					Paid-in capital		4,000
					Retained earnings		13,200
Total assets	$	208,200			Total liabilities and equity	$	208,200

Income Statement
Interest on fees and loans	$	9,600
Interest on investment securities		4,600
Interest on repurchase agreements		6,600
Interest on deposits in banks		1,600
Total interest income	$	22,400
Interest on deposits	$	9,600
Interest on debentures		2,600
Total interest expense	$	12,200
Net interest income	$	10,200
Provision for loan losses		2,600
Noninterest income		2,600
Noninterest expenses		1,600
Income before taxes	$	8,600
Taxes		3,500
Net income	$	5,100

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16)):

Megalopolis Bank has the following balance sheet and income statement.

Balance Sheet (in millions)
Assets					Liabilities and Equity
Cash and due from banks	$	9,600			Demand deposits	$	25,000
Investment securities		29,000			NOW accounts		95,000
Repurchase agreements		48,000			Retail CDs		34,000
Loans		96,000			Debentures		25,000
Fixed assets		21,000			Total liabilities	$	179,000
Other assets		4,600			Common stock		12,000
					Paid-in capital		4,000
					Retained earnings		13,200
Total assets	$	208,200			Total liabilities and equity	$	208,200

Income Statement
Interest on fees and loans	$	9,600
Interest on investment securities		4,600
Interest on repurchase agreements		6,600
Interest on deposits in banks		1,600
Total interest income	$	22,400
Interest on deposits	$	9,600
Interest on debentures		2,600
Total interest expense	$	12,200
Net interest income	$	10,200
Provision for loan losses		2,600
Noninterest income		2,600
Noninterest expenses		1,600
Income before taxes	$	8,600
Taxes		3,500
Net income	$	5,100

For Megalopolis, calculate (Round your answers to 2 decimal places. (e.g., 32.16)): a. Return on equity

b. Return on assets

c. Asset utilization

d. Equity multiplier

e. Profit margin

f. Interest expense ratio

g. Provision for loan loss ration

h. Noninterest expense ratio

i. Tax ratio