Megan has decided to contribute to a savings program. She can open a traditional $401($k$)$ or a Roth $401($k$)$ and has determined that she can afford a

$$14,400$ contribution. Megan's salary is $$106,500$ per year, and she is in the $28\%$ tax bracket.

If Megan decides to go with a traditional $401($k$),$ her contribution amount will be

And the amount offset via a reduced tax bill will be

If$,$ instead, Megan decides to go with a Roth $401(k),$ her contribution amount will be

And the amount offset via a reduced tax bill will be

Assuming all the same facts, suppose that Megan decides to open both $401(k)$ plans, splitting what she can afford to contribute equally between both

plans.

Under this scenario, Megan's contribution amount will be

And the amount offset via a reduced tax bill will be

When Megan retires, which plan's monies will she be able to exclude from taxable income?