Mel is considering changing his will today. He wants the new will to leave everything to Oksana. Name and explain at least four clauses that should Mel consider including in his will. (Value - 16 points) Mel is aware that estate taxes may be due upon his death. What strategies could be implemented to deal with the payment of those taxes? (Hint - at least 3 strategies must be addressed for full credit.) (Value - 10 points)