Metlock Company leases an automobile with a fair value of $16,786 from Donald Motors, Inc., on the following terms. 1. Non-cancelable term of 50 months, 2. Rental of $350 per month (at the beginning of each month). (The present value at 0.5% per month is $15,527.) 3. Metlock guarantees a residual value of $1,170 (the present value at 0.5% per month is $912 ). Metlock expects the probable residual value to be $1,170 at the end of the lease term. 4. Estimated economic life of the automobile is 60 months. 5. Metlock's incremental borrowing rate is 6% a year (0.50% a month). Donald's implicit rate is unknown. Click here to view factor tables. (For calculation purposes, use 5 decimal places as displayed in the factor table provided.) (a) What is the nature of this lease to Metlock? The nature of this lease is a/an lease