MGMT is an ETF that is actively managed. It has an expense ratio of 0.77% (per annum). PASS is a passive ETF with an expense ratio of 0.08% (per annum). If MGMT's portfolio returns 5.85% in the coming year prior to fees, then what must the portfolio returns prior to fees be in PASS for it to have a similar return net of fees to its investors? Answer in percentage points to the nearest thousandth (e.g. 3.917% as " 3.917" )