Micah is a high school senior who works part-time earning $500 per month. He is responsible for paying several of his own expenses including entertainment, automobile insurance and eating out. He needs a flexible account which allows him easy access to his money. Which savings tool would you recommend Micah utilize and why? 19. Jos and Gabriela were recently married. They received $1,500 from wedding presents and want to use the money wisely. They have decided to save $1,000 and use it to take a vacation next year for their one-year anniversary. They want the remaining $500 to be the start of an emergency fund for their new life together. Which savings tool(s) would you recommend Jos and Gabriella utilize and why? 20. Roland is a sophomore in high school. He has started his first job and is paying himself first by setting aside 20% of each paycheck (approximately $100 per month). Roland is saving this money for future continuing education expenses when he graduates high school. Which savings tool(s) would you recommend Roland utilize and why? Saythes AccaNot So the