Michael is an art student at BFCU and will be graduating at the end of the current semester. Michael has a deep passion for artistic works and over the years has collected many valuable pieces of artwork including paintings, lithographs, sculptures and other fine pieces of art. Most of the items in his collection were acquired at estate liquidation sales for very low prices. Michaels inventory of artwork has grown so much that his parents huge basement is packed wall to wall with little room for anything else and he continues to squeeze new stuff in. Michaels father is the primary supporter for the family and is retired living on a modest fixed income. One morning Michaels father decided to have a talk with his son about his future after graduation. He told his son that he wouldnt be able to afford paying for graduate school and inquired about Michaels efforts at finding a job after graduation. Michael is extremely disappointed because his dream was to continue in college until he had obtained his Masters degree and then he would begin a career hopefully in the art field. As Michael thinks about his predicament, he begins to consider strategies for raising the funds he will need to go to graduate school. He has discounted the option of getting a government education loan because he doesnt want to be saddled with a huge debt that he will have to pay off upon graduation as he is also thinking that payments on the loan may be required at the same time that he is ready to settle down and start a family. He suddenly thinks of a brilliant idea to finance his graduate studies. He will liquidate his art collection as well as continue to acquire and sell artwork. He recently had his collection appraised and if he is able to sell his stuff, he will have more than enough to pay for school with a lot left over for other things. Michael reveals his plans to his dad and his dad is cautiously optimistic and throws a monkey wrench into Michaels plans when he tells him that he will require a considerable amount of investment capital to start his business. He justifies his concerns in listing a variety of expenses that Michael will require funds for in starting his business including rent for a storefront, advertising, one or more employees, office equipment and supplies, salaries, insurance and other startup business expenses. Michael doesnt have the kind of capital that it will take to get his business started taking into account all the expenses listed by his dad that he will need money for. He comes to the conclusion that the only way he can get his business idea off the ground is to attract private investors to raise the venture capital he needs. He begins devising plans to meet and discuss his business idea with prospective investors when you, a longtime friend, walks in and he lays all of his woes in your lap. What will you tell Michael?