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Michela Navarro has $3,856.71 in credit card debt. If she makes a monthly payment of $125 (and makes no additional charges on the account), how

Michela Navarro has $3,856.71 in credit card debt. If she makes a monthly payment of $125 (and makes no additional charges on the account), how many months will it take to repay the debt if the annual interest rate on the credit card is 22.7%? Round up to the nearest month.

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