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Michelle's neighbor, Ceil, is 82 years old and in good health. Ceil has been recently approved for a term life insurance policy at an excellent

Michelle's neighbor, Ceil, is 82 years old and in good health. Ceil has been recently approved for a term life insurance policy at an excellent rate. However, neither ceil nor Ceil's family are able to afford the rate. Michelle wants to purchase the policy on Ceil's life. What problems may she run into if she does

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