MICI graduation, you get married and plan on working for 40 years, depositing $5000 at the end of each year into a retirement account paving 5% interest annually. Once retired, you hope to be able to withdraw funds from that account at a rate of $60,000 per year at the beginning of each year for the remaining 25 years of your life. Luckily for you, your spouse is set to receive access to an irrevocable blind trust fund containing $50,000 five years from now. Twenty years from now, however, you will require $250,000 for your twin children's out-of-state tuition. Is your current savings plan enough to cover the cost of retirement and college? If not, how much extra should you deposit each year to meet your financial needs