Microfinancing is an attempt to overcome what problem for the poor?

a.

A lack of secure property right over assets which mean it is difficult for the poor to access loans (borrow money).

b.

Access to a savings account so the poor can build up funds (save).

c.

Financial illiteracy (inability to read).

d.

A very low repayment rate for loans made by banks meaning that the poor cannot get loans.