Microlending has a. been limited to Bangladesh and two other countries because it requires specific conditions. b. produces millions of loans to primarily women, in over 40 countries with a 97% payback. c. struggled because far too many poor people are unable to pay off their loans while under impoverished conditions. d. been successful in large part due to considerable investments by the United Nations (UN) to cover the losses of more than 40% of the unpaid loans