Mike is a 35-year old widower.

Mike has a total of $30,000 in his checking account (earning 0.1% per year) at Citibank and $10,000 in a savings account earning 0.2% per year.

Mike would like to know how much he will have at age 65 if he leaves his current savings where it is now. His Uncle recommends he invest instead in half a dozen tech stocks. Do you agree? If not, what do you recommend instead?