Miranda hires you as her CFP professional because she wants help picking the right mutual funds for her 401(k) retirement account. Miranda is age 33 with a relatively low risk tolerance. She would like to retire in 35 years.

1)

Which fund would be the least appropriate for Miranda?

Group of answer choices

International fund (emerging)

World fund (developed)

Investment Grade bond fund

U.S. small cap fund

2)

Which fund would likely be most appropriate for Miranda given her risk tolerance level?

Group of answer choices

U.S. energy fund

U.S. biotech fund

U.S. growth fund

U.S. value fund