Miriam is speaking at a business seminar and during the Q&A session a specialist asks her a complex question about a financial concept that not everyone may understand. How should Miriam respond to the question? a.) Miriam should give a detailed explanation of the financial concept. b.) Miriam should ask the specialist for clarification. c.) Miriam should direct her answer to the specialists in the audience. d.) Miriam should thank the specialist for the question and provide a brief explanation of the concept using layman's terms