MJ$,$ Inc. made a $$15,000$ sale. Due to their weak competitive position, the firm had to offer trade credit terms of $30$ days just to make the sale. Calculate the present value of MJ$\text{'}$s sale assuming discount rates of

a$.3\mathrm{.}65$ percent

b$.7\mathrm{.}30$ percent

c$.10\mathrm{.}95$ percent