modify this article and change word for it Serial banks are an effective form of disaster relief aid, as the cereal bank purchases grain at the lowest possible price. The product is then stocked and sold throughout the year, with a tiny profit margin to allow for restocking the following year. Families who borrow food from the grain bank can also pay it back in kind. The banks become self-sustaining once the initial investment is made. The approach was selected as one of the most effective strategies for breaking the region's cycle of food scarcity, skyrocketing market prices, and reliance on food aid. The idea for cereal banking arose during the preparation of a Local Disaster Risk Reduction Action Plan as part of a regional drought risk reduction program backed by the European Commission, Humanitarian Assistance and Civil Protection (ECHO). The initiative creates action plans aimed at enhancing the livestock and agro-pastoral pastoral communities resilience