Molly would like to spend $55,000 (inflation adjusted, in today's dollars) each year in retirement for 35 years (beginning of year). She believes she can earn a 8.5% rate of return pre-retirement, 5.5% during retirement, and inflation will be 3.0%. de has 30 years until he plans on retiring and she's already saved $50,000 towards her goal. Approx. how much does she need at retirement to accomplish her goal?