Money in an emergency fund should be used When a person decided to use the services of a certified financial planner, the person will, Question 6 options: no longer need to check on how her money is invested. make a steady profit on the money invested by the planner. need to make all investments with the same planner. check in regularly with the planner to review investment decisions.pay for: Question 5 options: items that suddenly go on sale. necessary expenses when a person loses a job or is unable to work because of illness or injury. large expenses such as a house or college education. long-term investments such as stocks.