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Money is deposited in an account. For the first 4 years the accounts earns a nominal rate of 8% converted monthly. For the next 6

Money is deposited in an account. For the first 4 years the accounts earns a nominal rate of 8% converted monthly. For the next 6 years the balance accumulates at a force of interest of 6%. For the 10 year period, what is the equivalent nominal discount rate, convertible quarterly?

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