Money market instruments, in Malaysia, are securities that provide businesses, banks, and the government with substantial amounts of low-cost funding for a limited period of time. The time span can be overnight, a few days, weeks, or even months, but it is usually shorter than a year. Businesses must wait for payment for goods already sold if they do not have access to money market instruments. This would result in a delay in the acquisition of raw materials and a slowdown in the manufacturing of the finished product.

1. Why are the majority of Malaysia's money market instruments issued in large denominations?

2. The price of 180-day commercial paper is $8,500. If the annualized investment rate is 4.10%, what will the paper pay at maturity?