Monica has a yearly salary of $36,100 . Her employer withholds $4320 in state and federal taxes and $3744 in FICA taxes throughout the year. She has the following monthly costs: transportation is $250 , cell phone bill is $85 , student loans require $260 in repayment, and rent is $500 . She is using the average monthly costs for each of the following in order to gain an idea of other monthly expenses: utilities are $150 , internet is $105 , health insurance is $391 , and groceries are $350 . What is Monicas monthly net pay amount? Round your answer to the nearest cent, if necessary