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Monthly Installment Loan Payments to Repay a $1,000, Simple Interest Loan begin{tabular}{llllllll} 17 & $91.20 & $49.44 & $35.65 & $28.85 & $24.85 & $22.25

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Monthly Installment Loan Payments to Repay a $1,000, Simple Interest Loan \begin{tabular}{llllllll} 17 & $91.20 & $49.44 & $35.65 & $28.85 & $24.85 & $22.25 & $20.44 \\ 18 & $91.68 & $49.92 & $36.15 & $29.37 & $25.39 & $22.81 & $21.02 \\ 19 & $92.16 & $50.41 & $36.66 & $29.90 & $25.94 & $23.38 & $21.61 \\ 20 & $92.63 & $50.90 & $37.16 & $30.43 & $26.49 & $23.95 & $22.21 \\ \hline \end{tabular} \begin{tabular}{llllllll} 9 & $87.45 & $45.68 & $31.80 & $24.88 & $20.76 & $18.03 & $16.09 \\ 10 & $87.92 & $46.14 & $32.27 & $25.36 & $21.25 & $18.53 & $16.60 \\ 11 & $88.38 & $46.61 & $32.74 & $25.85 & $21.74 & $19.03 & $17.12 \\ 12 & $88.85 & $47.07 & $33.21 & $26.33 & $22.24 & $19.55 & $17.65 \\ 13 & $89.32 & $47.54 & $33.69 & $26.83 & $22.75 & $20.07 & $18.19 \\ 14 & $89.79 & $48.01 & $34.18 & $27.33 & $23.27 & $20.61 & $18.74 \\ 15 & $90.26 & $48.49 & $34.67 & $27.83 & $23.79 & $21.14 & $19.27 \\ 16 & $90.73 & $48.96 & $35.16 & $28.34 & $24.32 & $21.69 & $19.86 \end{tabular} Caiculate your total payments and finance charge by completing the following table. (Note: Enter all figures as positive numbers to bwo decimal places.) Total Payments $ Loan Amount $26,000.00 Finance Charge To estimate the required monthly payment amount for an instaliment loan, divide the amount to be borrowed by 1,000 and multiply the result by the appropriate figure from the table. Suppose that you are repaying a debt-consolidation loan in the amount of $26,000. The rate of interest on the loan is 16%, and you have agreed to pay back the loan in 12 monthly payments. Using the values in the preceding table, complete the following steps to caiculate the required monthly payment amount for this loan. Step 1: Divide the amount of the loan by 1,000 . Dividing $26,000 (loan amount) by 1,000 gives you a value of Step 2: Use the rate of interest and the number of monthly payments to identify the appropriate figure to use from the tabls. In this case, the rate of interest is 16%, and the loan requires 12 monthly payments. Therefore, the relevant amount from the tabie is 5 Step 3: Multiply your answer from Step 1 by the appropriate value from the table call (from Stop 2). This gives you a required monthly poyment amount of 5

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