Monthly loan payments Personal Finance Problem Tim Smith is shopping for a used car He has found one priced at $4,500 The salesman has told Trm that if he can come up with a down payment of SOO the dealer wM finance the balance of the p ceatan annual rate of 13% over 4 years 48 months) (Hint Use four decimal places for the monthly interest rate in all your calculations) Assuming that Tim accepts the dealers offer, what will his monthly (end-of-month) payment amount be