Montoro petitioned himself into voluntary bankruptcy. There were three major claims against his estate. One was made by Carlton, a friend who held Montoros negotiable promissory note for $2,500. Another was made by Elmer, Montoros employee who claimed that Montoro owed him three months back wages of $4,500. The last major claim was made by the United Bank of the Rockies on an unsecured loan of $5,000. In addition, Dietrich, an accountant retained by the trustee, was owed $500, and property taxes of $1,000 were owed to Rock County. Montoros nonexempt property was liquidated, with proceeds of $5,000. Discuss fully what amount each party will receive, and why.