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Moral hazard can be created(or increased)by: A. having no insurance B. switching frompartial insurance to having no insurance C. switching fromhaving no insurance to having

Moral hazard can be created(or increased)by:

A. having no insurance

B. switching frompartial insurance to having no insurance

C. switching fromhaving no insurance to having partial insurance

D. switching fromhaving full insurance to having no insurance

E. none of the above

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