More than 40 million Americans are estimated to have at least one outstanding student loan to help pay college expenses (CNN Money, September 2014). Not all of these graduates pay back their debt in satisfactory fashion. Suppose a survey was done of a large number of individuals who were given student loans. The following table shows the numbers of students who were either satisfactory or delinquent on their loans and whether or not they had received a college degree.

	College Degree	No College Degree
Satisfactory Loan Status	260	243
Delinquent Loan Status	163	385

What is the probability that a student was delinquent on the loan or had a college degree? Give your answer to 4 decimal places.