Mortgages - Closing Costs and Mortgage Payments 1. Jacy wants to buy a house that costs $147,000. She went to the bank, and the bank can give her a 30-year loan at 6.18% annual interest rate, charging a $1,200 fee plus 1.25 points. Jacy can put 15% down. How much will she owe at closing? And how much will her monthly payments be? How much will she owe at closing? Down Payment a.) (147000X.IS) -22050 %3D - Cmonk barroued Mortgage b.) Points c.) d.) Amount owed at closing (Down Payment + Bank fee + Points) much will her monthly payments be? Payments