Mountain Top Savings is projecting a net liquidity deficit of $5 million next week partially as a result of expected quality loan demand of S24 million, necessary repayments of previous borrowings of $15 million, disbursements to cover operating expenses of $18 million, planned stockholder dividend payments of S5 million, expected deposit inflows of $26 million, revenues from nondeposit service sales of S18 million, scheduled repayment of previously made customer loans of $23 million, asset sales of S10 million, and money market borrowings of $15 million. How much must Mountain Top's expected deposit withdrawals be for the coming week