Mountain Top Savings is projecting a net liquidity deficit of $ 10 million next week partially as a result of expected quality loan demand of $32 million, necessary repay- ments of previous borrowings of $15 million, planned stockholder dividend payments of $10 million, expected deposit inflows of $26 million, revenues from nondeposit service sales of $18 million, scheduled repayments of previously made customer loansof 23 million, asset sales of $10 million other operating expenses of $15 million, and money market borrowings of $15 million. How much must Mountain Top's expected deposit withdrawals be for the coming week?