Mouse Company wants to take a 5-year loan of $150,000 with Bank A. The bank offers the company a choice of three payment options: Option 1: Pay all of the interest (5% per year) and principal in one lump sum at the end of 5 years, Option 2 Pay interest at the rate of 5% per year for 4 years and then a final payment of interest and principal at the end of the 5 year; Option 3: Pay 5 equal payments at the end of each year inclusive of interest and part of the principal. Under which of the three options will the owner pay the least interest and why