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Moving into 2022, do you anticipate companies will adjust their financial strategies and have contingency plans just in case COVID comes back with a vengeance

Moving into 2022, do you anticipate companies will adjust their financial strategies and have contingency plans just in case COVID comes back with a vengeance and we enter another period of sheltering at home? At least for the next immediate future, do you see companies adjusting budgets and conserving/saving dollars just in case?

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