MQ insurance company issues life annuities. It prices these annuities using the following probabilities. Survival probability Year Probability of surviving from start of year to end of year 0.89 0.77 0,5 2 0 The annuities pay $50,000 at the end of each year while the policyholder is alive. MQ insurance believes it can earn 9% pa. interest on investments MQ insurance has an initial cost of $50 at the date of issue. (b) What is the policyholder's probability of dying in Year 37 Select one: 18.0.3147 b.0.3427 0.6853 d. 0.2047