Mr$.$ A$,$ age $40,$ is married with one child. He estimates that his average annual earnings will be $$90,000.$ He estimates that $\frac{1}{4}$ of his annual income will be used to pay taxes, $\frac{1}{6}$ will be used to pay insurance premiums and other costs of self$-$maintenance. The remainder will be used to help his family. Mr$.$ A believes that a $7\%$ discount rate is appropriate. He plans to retire at $65$ years old. Calculate Mr$.$ A$\text{'}$s human life value.